Introducing a bill in the U.S. Congress to keep centralized records of all off-chain crypto transactions is a noteworthy development with potential implications for the cryptocurrency industry and privacy considerations. Here are some key points to consider: 1. Centralized Records: If passed, the bill would require establishing and maintaining centralized records for off-chain cryptocurrency transactions. Off-chain transactions typically refer to transactions that occur outside the main blockchain but are settled on-chain eventually. The exact scope and implementation details of such records will be outlined in the legislation. 2. Regulatory Objectives: The introduction of such a bill...