Understanding FERS Offset Social Security and How It Improves Your Retirement Income? When preparing for retirement, federal employees face unique challenges that make retirement planning more complex. One important factor is the FERS offset social security. But what exactly does it mean, and how can it improve your retirement income? In this article, we’ll break it down and help you understand how FERS offset works and why it’s a crucial part of your federal retirement strategy. Read the Guest Blog: https://myfederalretirementhe.blogspot.com/2025/04/understanding-fers-offset-social.html