Who is eligible for permanent partial disability benefits?

Permanent Partial Disability (PPD) benefits are given to workers who have suffered an on-the-job illness or injury that results in a permanent but not totally disabling impairment. They need to fulfill specific requirements established by the workers' compensation laws of their state.
First, the illness or injury must be work-related and reported in the allotted time period. The worker must have sought medical treatment and reached Maximum Medical Improvement (MMI), meaning that their condition is stable and will no longer get any better with further treatment. A physician will then evaluate the individual and assign a disability rating based on the level of permanent impairment.
PPD benefits are also typically awarded to employees who are still capable of working but are limited in the quantity or type of work they can perform. For example, a builder that injures his back and is no longer able to lift heavy material could be eligible for PPD benefits, even though he can take on a lighter-duty job.
Eligibility may depend on several factors, including:
The type and degree of injury

The medical professional's impairment rating

Whether or not the worker can go back to his/her former job or make an equivalent income
In some states, pre-planned injuries—e.g., loss of a limb or reduced vision—are covered under PPD provisions automatically. In others, unplanned injuries, like damage to the spine or organs, require more cautious evaluation.
Because the qualification process may involve complex medical and legal requirements, it's generally a good idea for injured workers to consult with a workers' compensation lawyer to ensure their rights are fully protected and their claim properly submitted.

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