TON Wallet now enables direct cross-chain top-ups, removing bridges and manual swaps and allowing users to fund TON balances with USDT and USDC from major networks. 

The integration is powered by MoonPay (MoonPay Deposits) which generates deposit addresses, routes incoming transfers and ensures 1:1 crediting for supported stablecoins. 

Supported sources include Ethereum, Arbitrum, Base, Polygon, BSC, Tron and Solana; BTC, ETH and SOL deposits may be converted to Toncoin on arrival, providing immediate usable liquidity. 

Operationally, users request a dedicated deposit address in the wallet, send assets from external wallets or exchanges, and the routing layer executes swaps and cross-chain settlement behind a single, unified UI. This lowers technical friction for onboarding capital into TON’s DeFi ecosystem. 

For liquidity providers and traders, faster onboarding and native crediting reduce time-to-market and operational complexity, increasing capital efficiency for protocols such as STON.fi and other TON-native applications. 

Users should still review deposit minimums, fees and regional availability; third-party routing incurs on-chain confirmations and standard network risk. In short: funding TON just became materially simpler, accelerating composability and adoption. Follow best practices: verify the deposit address inside the official wallet interface, confirm network selection before sending, and maintain secure seed storage. Institutional actors should account for on-chain settlement times and compliance checks when routing large transfers. For more details and step-by-step guidance, consult official documentation and project resources. Adoption will hinge on UX reliability and regulatory clarity. 

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